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In becoming the preferred provider for Pharmacists' Association of Newfoundland & Labrador (PANL), Ash Tree Financial will work with the following partners to provide exclusive services and discounts.


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Member Offer:

15% discount on Accounting Services

This firm aims to simplify accounting, bookkeeping, and finance functions for start-ups and small business owners. Clarified Accounting provides a fully staffed professional accounting department where staff pride themselves on always being accessible to clients and encourages ongoing communication as part of their regular service. Through this partnership, Clarified Accounting will provide discounts to pharmacists on personal and corporate tax returns and bookkeeping services.


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Member Offer:

15% discount on Marketing Services

Pull Apps Consulting and Development is a full-service marketing agency specializing in working one on one with business owners to achieve their traffic and revenue goals.  Pull Apps provides technical expertise in web and mobile development, as well as marketing savvy & 20 years of entrepreneurial experience o help companies with their digital presence and overall lead acquisition strategy.   Through this partnership, Pull Apps Consulting and Development will provide a 15% discount on marketing services to all pharmacists that are members of PANL.


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Member Offer:

15% discount on Home Insurance

With offices in St. John's and Corner Brook, as well as staff in various communities throughout the province, Wedgewood Insurance Limited ensures clients are protected and offers competitive prices, all with the best client services.  Their philosophy is simple:  It's all about you.  Through this partnership,  Wedgwood Insurance will provide pharmacists with their own group plan, which would include preferred pricing on their home and auto insurance and other benefits.


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Member Offer:

10% discount on Legal Services

Johnathon Earle joined CW Law in 2013. His focus is on personal injury, family, wills and estates, real estate, property, civil litigation, corporate commercial and employment. Through this partnership, Mr. Earle will provide discounts on his services for pharmacists.


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Member Offer:

$75 off initial setup fee.  No contract commitment.

Reps’ 19,000 square foot facility has the amenities to suit all of your training and fitness needs.  From body building to power and Olympic lifting,  a ladies only fitness area,  a large supply of free weights and a fully stocked cardio area.  Reps is one of the best equipped fitness centres in the city.  As part of   this partnership, Reps Fitness has agreed to provide a discount towards a gym membership to pharmacists.


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Member Offer:

Free selling services when coupled with purchase of another home.

In today’s challenging Real Estate market, your choice of Real Estate Professional does matter! For a greater probability of success you need a dedicated professional, one who can guide you through the process and be counted on to protect your investment! Get to know us, knowledgeable, results-oriented professionals.

Whether you are purchasing, selling or wish to investigate the possibilities, We care about your needs and will take the time to provide personal attention and 100% client satisfaction.

We promise to provide the most professional, ethical and informed real estate services in the Industry. Our most important assets are honesty and integrity, whereby our clients become our friends.


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Member Offer:

10% discount on property management services

GAB Property Management is a family owned and operated property management company specializing in both commercial and residential property management. We pride ourselves in allowing our clients to reap the most out of their investment by providing a high quality of service at an affordable rate. Backed by top producing real estate agents who have a vast knowledge in todays real estate market, GAB's focus is to obtain the highest quality tenants.


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Member Offer:

Cole Air Contracting is offering 10% discount on services.

Whether you need turn-key service for a new construction project or routine maintenance on your home HVAC system, Cole Air Contracting is here to help. Our owner has over 20 years of industry experience and has assembled a highly-skilled team of 8 technicians, many of whom have been with the business from the beginning. Cole Air Contracting takes pride in being able to save you money with energy-efficient HVAC systems and heat pumps in St. John’s, Mount Pearl and surrounding areas.